Terms of Use

Last updated: November 12, 2026

These terms apply to your use of covermoose.com (the "site"), operated by Fumo Media LLC ("CoverMoose", "we", "us"). By using the site, you agree to these terms.

Educational information only

The site provides general information about insurance for people in the United States. It is not insurance, legal, tax or financial advice, and it does not create any advisory or agency relationship. CoverMoose is not an insurance company, agent or broker, is not licensed to sell insurance, and does not sell insurance. Rules, coverage, eligibility and prices vary by state and insurer and change over time. Always review policy documents and consult a licensed insurance professional or your state insurance department before making decisions.

No guarantees

We work hard to keep content accurate and up to date, but we provide the site "as is" without warranties of any kind, express or implied, including accuracy, completeness or fitness for a particular purpose. We don't guarantee that you'll save money or qualify for any rate, discount or product.

Third-party links and partners

The site may contain links, listings and tools from third parties, including insurance marketplaces and insurers. We don't control and aren't responsible for their content, products, services, quotes or privacy practices. Any transaction you enter into is between you and the third party. We may receive compensation as described in our advertiser disclosure.

Acceptable use

Don't misuse the site: no attempts to disrupt it, gain unauthorized access, scrape it at a scale that harms its operation, or submit false information or other people's email addresses to our forms.

Intellectual property

The site's content, design, name and logo belong to CoverMoose or its licensors. You may share links and short quotes with attribution. Don't copy or republish our content in bulk without permission.

Limitation of liability

To the fullest extent permitted by law, CoverMoose and its operator won't be liable for any indirect, incidental, special or consequential damages, or for any loss arising from your use of, or reliance on, the site or third-party sites. Nothing in these terms limits liability that can't be limited by law.

Governing law

These terms are governed by the laws of the State of Wyoming, USA, without regard to its conflict-of-law rules. Any dispute about the site or these terms will be handled by the state or federal courts located in Wyoming, unless the law where you live gives you the right to bring a claim elsewhere.

Changes

We may update these terms from time to time. The "last updated" date shows the latest version. Continuing to use the site means you accept the updated terms.

Contact

Questions about these terms: [email protected].

Fumo Media LLC
1910 Thomes Ave., Cheyenne, WY 82001-3527, USA