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Privacy Policy

What personal information CoverMoose collects, how it is used, and the choices you have.

Last updated: November 12, 2026

This privacy policy explains how CoverMoose ("we", "us") at covermoose.com collects and uses personal information. The site is operated by Fumo Media LLC, a Wyoming limited liability company, USA. Questions? Email [email protected].

Information we collect

Information you give us

If you sign up for our newsletter or renewal reminders, we collect:

  • your email address;
  • your insurance renewal month, if you choose to provide it;
  • a record of your consent: the date and time, the wording you agreed to, the page you signed up on, your IP address and your browser's user-agent string.

If you email us, we receive your email address and whatever you include in your message.

Information collected automatically

Like most websites, our hosting provider keeps standard server logs (such as IP address, browser type, pages requested and timestamps) for security and troubleshooting. At this time we do not use advertising cookies or third-party analytics. If that changes, we will update this policy and, where required, ask for your consent first.

How we use information

  • to send you the newsletter and renewal reminders you asked for;
  • to keep a record that you agreed to receive them;
  • to respond to your messages;
  • to protect the site against abuse and to comply with the law.

Legal bases (for visitors in the UK/EU)

We process newsletter data based on your consent, which you can withdraw at any time. Server logs and security measures rely on our legitimate interest in running a secure website. Replies to your messages rely on our legitimate interest in answering you.

Sharing

We do not sell your personal information, and we do not share it for cross-context behavioral advertising. We share it only with:

  • service providers who help us run the site and send emails (for example, our web host and, if we use one, an email delivery service), under contracts that limit their use of your data;
  • authorities, when required by law.

We do not pass your newsletter email address to insurance companies or partners.

Links and partner sites

Our site may link to partner websites, such as insurance comparison services or insurers. When you click those links, you leave CoverMoose and the other site's privacy policy applies. Those sites may use cookies and may collect information you give them, such as details for a quote. Please review their policies.

How long we keep data

We keep newsletter data until you unsubscribe, then keep a minimal record (email address and opt-out date) so that we don't email you again, plus consent records for as long as needed to show we followed the law. Server logs are kept for a limited period set by our host.

Your choices and rights

  • Unsubscribe at any time using the link in every email, or by emailing us.
  • Depending on where you live (for example California and other US states with privacy laws, or the UK/EU), you may have the right to know, access, correct or delete your personal information, and to withdraw consent. Email [email protected] to make a request. We won't discriminate against you for exercising your rights.
  • If you're in the UK or EU, you can also complain to your local data protection authority.

Children

Our site is intended for adults. We do not knowingly collect personal information from children under 13 (or under 16 in the UK/EU). If you believe a child has given us information, contact us and we'll delete it.

Security and international transfers

We use reasonable measures to protect your information, such as storing newsletter records outside the public part of our web server. Our operator and service providers may be located outside your country, so your information may be processed in other countries, with safeguards required by applicable law.

Changes

We may update this policy. We'll change the "last updated" date above and, for significant changes, notify newsletter subscribers.

Contact

Fumo Media LLC
1910 Thomes Ave., Cheyenne, WY 82001-3527, USA
[email protected]

Get a reminder before your policy renews

Renewal is the easiest time to review your cover. Tell us your renewal month and we'll send a short checklist a few weeks before, plus new guides as we publish them.

  • Free, no spam
  • We never sell your email
  • Unsubscribe in one click